Checking the Wells Fargo Reflect card

0% introductory APR for up to 21 months (on both purchases and transfers) — This is where the Wells Fargo Reflect℠ Card is simply unbeatable. The card starts with an introductory 0% APR on purchases and qualifying balance transfers for 18 months. To make it even better, you can get an introductory APR extension of up to three months for a total of 21 months. All you have to do is make on-time minimum payments during the introductory and renewal periods.

It’s worth noting that the introductory APR applies to fund transfers made within the first 120 days of opening the account. There is also a balance transfer fee of 3% ($5 minimum) on transfers made within the first 120 days and 5% ($5 minimum) on transfers made after that. These fee amounts are usual for credit cards with balance transfer.

No annual fee — The Wells Fargo Reflect℠ Card is designed to help you save on both credit card interest and other fees. Because it’s a no annual fee card, you don’t have to pay an annual fee to get it.

Phone protection — When you pay your monthly cell phone bill with your eligible Wells Fargo credit card, you can get up to $600 in cell phone protection (subject to a $25 deductible). This is one of those underrated credit card benefits. You don’t have to pay for cell phone insurance out of your own pocket and you can still rest assured that your cell phone is protected.

Special offer — Through My Wells Fargo Deals, you can earn cashback credits for purchases, dining, and experiences that you pay for with your qualifying Wells Fargo card. Checking the Wells Fargo Reflect card

Charles Jones

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